Jacksonville, Fla. – (February 2004) – Forbes Magazine has awarded EverBank with it's "Best Of The Web" designation for online banking for the Winter 2003 edition.  This is the fourth consecutive time that EverBank has been awarded this prestigious distinction by Forbes.  Of nearly 10,000 financial institutions in the U.S. today, EverBank is one of only five banks so recognized with this award.
Forbes said of EverBank, "EverBank ... offers all the basic banking services you'd expect."

    * "A cost effective way to hedge the dollar's fall: open a World Currency account and invest in CDs denominated in foreign currencies."
    * "You can also trade stocks here for $20 (up to 2,000 shares), as well as buy and sell bonds through Evertrade brokerage."
    * "Your deposits will earn 2.5% interest for the first three months, then it goes down but EverBank pledges to keep it in the top 5% of savings yields in the country.  You can pay all of your bills for free, track your expenses, apply for a mortgage or a credit card."
    * "The knowledgeable live help really does answer your phone call."
"Forbes is a powerful, respected leader in financial services where consumers, business people and investors look for advice.  Being recognized as 'Best of the Web' for the fourth time, is a great honor and a tribute to the EverBank team.  This award reflects EverBank's commitment to being a leader in the national direct banking business," said Robert Clements, EverBank's Chairman and CEO.

About Lovett Miller & Co.
Lovett Miller & Co., co-headquartered in Jacksonville and Tampa, Florida, provides growth capital and shareholder liquidity for rapidly growing, privately held companies throughout the United States with a particular emphasis on technology-enhanced service companies and healthcare firms. The Firm invests in a range of financings including (1) growth capital, (2) minority shareholder liquidity transactions, and (3) growth buyouts.  Lovett Miller & Co. typically invests $5 to $15 million in equity per company, although it is willing to consider both smaller and larger equity investments. For more information, visit www.lovettmiller.com.

About Everbank
EverBank Financial Corp (www.everbank.com) is a private holding company headquartered in Jacksonville, FL.  With over $2.0 billion of assets, 1,250 employees and 385,000 customers nationwide, EverBank is Jacksonville's largest private financial services firm and one of the industry's fastest growing.  EverBank serves the North Florida market through EverBank of Florida and customers nationwide through EverBank's National Banking Group and EverHome Mortgage Company.  EverBank also provides mortgage and banking products through a variety of business partners, including priceline.com, though its pricelinemortgage internet joint venture; The Bank of New York, through its retail joint venture; and thousands of financial advisors, mortgage brokers and real estate agents through its EverBank Advisors, Wholesale Lending and EverBank Agents business units. Prior to February of 2004, EverBank Financial Corp, EverBank and EverHome Mortgage Company were named Alliance Capital Partners, First Alliance Bank and Alliance Mortgage Company, respectively., is one of the world's leading enterprise-wide Total Workforce Acquisition providers. Peopleclick provides a holistic solution that includes products, services and expertise encompassing recruitment and vendor management, candidate relationship management, diversity planning and EEO/Affirmative Action compliance. With nearly 300 employees, Peopleclick currently serves more than 2,500 customers in 88 countries, including 5